When to Use À vs. De in French

The Decision Making Of An Organization - 1367 Words

The Decision making Continuum- One of the manager’s most important jobs is to determine the outcome for a task. He has to decide on goals and provide assignments for employees to complete. However, it is just as important for the manager to be clear about how decisions related to these goals will be made. In leadership and management theory, decision making power can be examined using a visual model called the decision making continuum or the Tannenbaum and Schmidt continuum. This model shows how decisions can be made by the leader’s authority or democratically from subordinates. It is seen that as the team’s freedom in the decision making increases, the manager’s authority decreases. On a smaller scale and at a personal level, this can be divided into administrative and rational decision making. The former process involves â€Å"satisfycing† or simply using immediately available information to make a solution one deems reasonably acceptable. This is primarily used to make simpler decisions such as choosing an item at a fast food restaurant. The latter process involves gathering as much information as possible and using it to make the best decision. It generally involves larger decisions such as buying a motorcycle or choosing a spouse. It may also be a matter of perspective. For example, someone who is very health and budget conscious may make a rational decision even at a fast food restaurant, looking up calories, nutritional information, taste reviews and prices to makeShow MoreRelatedMaking Decisions For An Organization903 Words   |  4 PagesMaking decisions is a much more complex process than just trying to figure out whether to do something or not. It often requires more than just a â€Å"Yes† or â€Å"No† answer. The right choices are crucial to an organization in order to address important issues and to produce positive outcomes. Often time’s smaller decisions help figure out the bigger picture. For instance, in the movie The Insider Wigand had to decide whether becoming a whistleblower was worth the threat to himself and his family. UltimatelyRead MoreThe Decision Making Of An Organization1367 Words   |  6 PagesThe Decision making Continuum- One of the manager’s most important jobs is to determine the outcome for a task. He has to decide on goals and provide assignments for employees to complete. However, it is just as important for the manager to be clear about how decisions related to these goals will be made. In leadership and management theory, decision making power can be examined using a visual model called the decision making continuum or the Tannenbaum and Schmidt continuum. This model shows howRead MoreDecision Making Of An Organization2339 Words   |  10 PagesDecision making in an organization can be a positive strength that can be used individually and in-group situations. In every organization there is a team enviorment that gets created. The focus that needs to be made when making a group decision is listening to each other, formulation of questions and how they present their views. When there is an enviorment where every person in the team feels comfortable this raises the quality of the decisions being made (Foundationcoalition.org, 2014). IndividualRead MoreOrganization Decision Making Process1052 Words   |  4 PagesAn organization continually makes decisions at all levels. Until the past decade, most organizations and their managers and employees operated in an information and knowledge fog, making decisions based on best guesses about the past and present, and making expensive errors in the process. Many have failed throughout the course trying to improve the decision making process, there are many ways that contribute to the failure. Organizations can easily miss the market, by not having the right intelligenceRead MoreDecision Making Across the Organization741 Words   |  3 PagesDecision Making Across the Organization Ramonica George ACC/561 January 14, 2014 Grace Kalil Decision Making Across the Organization When it comes to decision making across the organization, managers must have an understanding of cost effectiveness, selling, pricing, and budgeting. The organization must be able to accurately budget for variable cost as well as fixed cost while maintaining an increase in profit and revenue. In this paper, I will discuss the different view-points of decisionRead MoreDecision Making in Healthcare Organization1494 Words   |  6 PagesRunning Head: Decision Making in a Healthcare Organization 1 Decision Making in a Healthcare Organization Xavier Hunt MHA 601: Principles of Healthcare Administration Professor Jack Lazzare December 19, 2011 DECISION MAKING IN HEALTHCARE ORGANIZATION 2 In the health care profession a CEO will be asked to make a lot of difficult decisions. The CEO will not only have toRead MoreLeadership Of An Organization And Making Decision865 Words   |  4 PagesWhen managing an organization and making decision, it is important to develop leadership skills. Leadership is multi-faceted and there are many different approaches that are used in leadership. What is leadership? Leadership is the ability to influence a group toward the achievement of a vision or a set of goals. (Robbins Judge p. 385) Leaders are those who have the influence to motivate people to take a vision and put it into action. Often, people in management have assumed positions of leadershipRead MoreDecision Making For The Success Of The Organization1336 Words   |  6 PagesDecision-making in management is essential to the success of the organization. Decision-making in one s personal life is just as essential. In making decisions it is important for a person to be aware of different decision-making techniques, tools and approaches. In this paper I will explore two different tools of decision-making as applied to a decision that I need to make and I will also identify possible solutions to my decision. Lastly, I will compare the results of my two different techniquesRead MoreDecision Making Process Of An Organization1829 Words   |  8 Pagesassist the decision maker in speeding up the decision making process There are various heuristics or methods that can speed up the decision making process of an organizations or the decision maker for the company in a given framework. When the organization is working under the global market, the methods to speed up the decision making process is extremely important for the decision makers of the organizations. Defining the problems There can be two or more problems in an organization when it is workingRead MoreDecision Making Within The Organization1002 Words   |  5 Pages First and foremost, stakeholders are individuals that have an interest or even influence of decision making within the organization. Stakeholders along with elected officials, organizations, and special interest groups are valued based on their contributions and connections. In comparison amongst all organizations, healthcare stakeholders play a key integral part because of regulations. Health care is highly regulated and policy driven and the right personnel in your corner can go a long

Pens vs. Pencils Compare/Contrast Free Essays

You are in the middle of writing the best story of your life. Every word is rolling out of you with ease; you feel as if nothing could stop this continuous flow of ideas, and then snap! That’s the sound of your pencil lead breaking. You get up to sharpen the utensil, but find that you have no way of doing so. We will write a custom essay sample on Pens vs. Pencils Compare/Contrast or any similar topic only for you Order Now You get out a small pocket knife and begin frantically whittling the end, hoping to see some sign of the soft graphite showing, so that you may continue your story, which is quickly evaporating from your brain. As you wait in the hospital emergency room, blood dripping from your punctured hand, you realize that you will never remember the end of the story you were writing, and you think to yourself, â€Å"Could anything be worse? Would a pen have saved my finger? † Well, my answer: Maybe. You make many decisions throughout your life, but one quandary that presents itself on a daily basis is the decision between writing with a pen or a pencil. Although both a pencil and pen function in very nearly the same way, there exist some key differences between the two. Pens and pencils are similar in a large number of ways. First, they both are used for writing and are essentially the same cylindrical shape. Also, they will both eventually, if used enough, be rendered useless: the pen by running out of ink, the pencil by running out of lead. Both a pen and a pencil can be relatively cheap to purchase also, and both can be erased, although the mark of a pen is often more difficult to remove. Recognizing all of these similarities, one may begin to think that pens and pencils are nearly the same, but this is far from true. One major way in which a pen and pencil differ is in the length of usage. Many pencils are quick to break, requiring sharpening again and again, while you are forced to watch helplessly as your new pencil quickly transmutes into an embarrassing stump of a writing utensil. Pens, on the other hand, never require sharpening, and they will often last days and days longer than even the best of pencils. This is not even to mention the annoyance of losing a brand new pencil eraser the first time you use it, because it decides, instead of yielding neatly and doing its job of effacing the misplaced mark, to completely snap off when the lightest of pressures is applied. Surely, the reader is familiar with this hazard and can see that the longer length of usage provided by a pen far outweighs the, some might say, advantage of the erasability of pencils. The major difference that can be noticed between these two utensils is more subtle. In regards to the feeling in the hand of the movement of the writing utensil, the difference between writing with a pen compared with using a pencil is nearly the same as the comparison between writing with a smooth, brand new Expo marker and scraping your sharpened nails down a two hundred-year-old crusty chalkboard. One is smooth, the other is not, and gratingly so. Many people prefer pens for exactly this reason: the smooth feeling of writing with one. Where pencils can be rough and, if poorly sharpened, irritatingly dull, pens rarely fail to provide a smooth writing experience. Pens and pencils, though seemingly very similar, in fact, have a few major differences, and these differences show the advantages of using a pen. A pen will not normally break and will last a lot longer than a pencil. Pens also provide a smoother writing experience and do not give a feeling of scraping a chiseled piece of rock against your work. So, next time you have the decision to make between a pen and pencil, choose wisely, and remember these words if you make the wrong decision and end up in the hospital with your whittling knife stuck in the pad of you hand with the best story you have ever contrived slowly erasing itself from your mind. How to cite Pens vs. Pencils Compare/Contrast, Papers

Hft Analysis free essay sample

Overview and Background Hung Fook Tong in Hong Kong a new herbal drinks company in Hong Kong to open more than 100 stores, and the other has a bottled herbal tea sold in supermarkets and convenience stores, as Hong Kongs first sale of bottled herbal tea shop, breaking limitations . Hung Fook Tong innovative, no additives, really making for the corporate culture, so that traditional herbal deduce new modern fashion taste; Grandma Link almost good for the companys corporate terminology, to the customer is not only a warm and cozy home feeling, one kind of taste often accompanied in the heart of the family, there is a healthy optimistic attitude towards life. Mission Hung Fook Tong Holdings has been developed for the purpose of no added health products, over the years, the group has always insisted on select high-quality natural materials, no added preservatives and artificial coloring beliefs and strict quality control in order to provide customers with the highest quality, most healthy herbal products selection. We will write a custom essay sample on Hft Analysis or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Set up Hung Fook Tong based in Hong Kong, opened in 1986, 20 years has been hard to carry forward the Chinese traditional herbal culture, really making ? pontaneous for the purpose, to stick with real materials, no added principle, Group consists of a traditional herbal tea store continuous development, the first will be the introduction of portable plastic bottles of herbal tea, herbal tea successfully popularize the traditional facilitation, awarded by a Hong Kongs biggest herbal tea group, and the traditional herbal tea into overseas. Currently, the Groups operations are divided into retail stores and bottled drinks two businesses, products and more innovation, bringing tune up cream products, health herbal tea, mannose series, no added health drinks and other diversified products, product design since its introduction more than more than hundred models, welcomed by customers. Principal activities Currently, the Groups operations are divided into retail stores and bottled drinks two businesses, products and more innovation, bring health herbal tea, mannose series, no added health drinks and other diversified products, product design since its introduction more than over a hundred models.

Short Stories Essays - Rhetorical Techniques,

Short Stories Nathaniel Hawthorne, Young Goodman Brown Goodman Brown was not asleep in this short story. As I read, I believed that Goodman did indeed meet the devil in the forest. If he had indeed dreamt about the trip he was sent on and meeting the devil, I think his nervousness would have been described in more detail then it was. Concentrating more on the anxiety he was feeling would have led the reader to believe that the events were not real. I also saw this story as an allegory. I saw the allegory after reading the story two times. I think it is centered on Goodman Brown having a bumpy past and that he wants to go beyond his past and reach heaven. The characters names also show the religious allegory in the story. The names Goodman and Faith are used and the characters are then soon faced with terrifying evil. I think that Goodman Brown and his wife, Faiths names symbolize that they are good, religious people and that Goodman is making up everyone being evil in his head. I found an essay by Alexa Carlson that described the symbolism in light vs. dark, forest vs. town, nature vs. human, and fantasy vs. reality. In her paper, Essay #1: Young Goodman Brown, she states that fantasy vs. reality are employed to reinforce the idea that good and evil have been set up as strict categories into which no one, not even the religious figures of the community, fit neatly. As she later writes, if Hawthorne was apprehensive about what he considers right and wrong in terms of human behavior, I think he would have spend more time building up his tragic end. Young Goodman Brown was a pretty sad story because he was happy with all the locals and his faith until the trip came into Goodman Browns life. Goodman is pure going into the forest, but in a sense comes out of the forest somewhat evil. He comes back thinking he is better than everyone else and ends up isolating himself to lead a very lonely life. Source: Carlson, Alexa. Essay #1: Young Goodman Brown. www.crwl.utexas.edu Nathaniel Hawthorne, My Kinsman, Major Molineaux I read some information about Nathaniel Hawthornes life and then thinking back to this story, I see his life somewhat reflected in the main character. I saw him relating himself to Robin and parallel the emotions and similarities to that of his own life. I remember reading that Hawthorne locked himself up in a room for twelve years and completely isolated himself from the people around him. In My Kinsman, Major Molineaux, Robin is given a lesson and isolated from the group of the new colony. He leads himself to his own misery and disrespect because he recognized himself as a kinsman and wanted something back. Both Hawthorne and Robin face the problem of being accepted by society. They both had their shares of complications and complexity fitting in with their surroundings. The first paragraph of the story is there to let you know something. There is a hint hidden in the paragraph about the fate of Major Molineaux. He states that uprisings are beginning to occur in the colonies. Robin is an 18 year old who travels across the ocean to see Major Molineaux. He seems confident that all will work out even though he does not know where his uncle lives. He goes with little money and asks where Major Molineaux lives. His first attempt to find his uncle is a disappointment. All the people he asks are mean to him but he still keeps looking. From the story, I get that Robin does not really want to find Major Molineaux. Once he sees his uncle tarred and feathered, he starts laughing and realizing how much he has grown from his trip. The older people in the story seem to be really mean. I think they have a greater hatred toward Major Molineaux. The man Robin sees with the black and red face scares him. I think the red and black represent danger and anger and possibly evil. The danger could represent either that the mob is supposed to be something evil or that the mob represents the violent changes

Social Constructivism The Self according to George Mead, Lev Vygotsky Margaret Donaldson and Richard Stevens essays

Social Constructivism The Self according to George Mead, Lev Vygotsky Margaret Donaldson and Richard Stevens essays In the interactionist tradition, humans are seen as constantly and dynamically changing and giving meanings to their social realities. As people interact with one another, the process of giving meanings to activities conducted is inevitable, thereby resulting to new constructs' that alters or modifies the individual's social reality. Indeed, in the social construction of reality, "our meanings and understandings arise from our communication with others, a notion of reality deeply embedded in sociological thought" (Littlejohn, 1998:175). Furthermore, in the social construction of reality, the individual, or the self, knowledge obtained is considered a "social product" and is understood in the context in which this knowledge or reality is experienced. Studies on the phenomenon of the social construction of the self has become rampant, and has produced theories that explain in various dimensions how the concept of the "self" is constructed by the individual, as influenced by his/her social environment. These theorists and social scientists are George Herbert Mead, Lev Vygostky, Margaret Donaldson, and Richard Stevens. Knowledge as a social product is the common premise subsisted to by these theorists, but they differ in the perspective and approach that they use in explaining the construction of the self.' For Lev Vygotsky and Margaret Donaldson, the cognitive development of an individual is vital in explaining how the self' is constructed by an individual. Lev Vygotsky, a social psychologist, posited that higher cognitive processes are products of social development, manifested through linguistic development. In using the term, "cognitive processes," Vygotsky is referring to the process of thinking within individuals from a highly concrete to abstract level. Upon the development of these levels of thinking, an individual goes through the process of "...

Autobiography- personal narrative Essay Example | Topics and Well Written Essays - 500 words

Autobiography- personal narrative - Essay Example Getting into ESL class in middle school was quite fruitful for me as I started speaking in English with the help of this class. I think it was during the high school years that I did get to have actual conversation with people with this new language. The high school I went to was Clark Magnet High School in La Crescenta. The school paid great emphasis on computer science and technology. The first turning point of my life I experienced was due to the Animation class offered in the school’s curriculum. I chose to go to CSUN as soon as I graduated high school since it was close by my house and also had Animation courses to offer which I was most interested in. For tuition, I decided to work on a part time job. My friend assisted me in finding a job at the same place where he was working. I was hired as replacement to my friend as my friend had to discontinue working there due to his class schedule. The job was to teach students in after school program. Spending time studying for animation and hanging around in Game Club and Animation Club at school with friends who shared mutual interests along with teaching students on the other hand as a part time job were the most precious experience I had in my life. It was my father who advised me to take double major in Art education while I was majoring in Arts. This was because he observed the enjoyment I experienced while working with children. I was of the idea that it would be better to concentrate on one subject rather than chasing two hares. The next turning point I experienced happened almost unexpectedly. During the internship at Universal Studio and Cartoon Network in my senior years I was offered a job opportunity as a production assistant. That was the most brilliant opportunity I could have ever had at that time. I declined the offer and I could not understand at that time why I declined the offer. I was still unsure regarding which majors I should pursue

Military and the Media Essay Example | Topics and Well Written Essays - 2000 words

Military and the Media - Essay Example This paper will analyze the various factors that influence main stream media and its reporting of the military activities happening under the guise of freedom or otherwise. Human society has always been influenced and commandeered by Militarism until recently. As a matter of fact even the present has not moved out of such imbroglio. The powerful have always played key roles in deciding the way history took its turns. Since the days of feudalism in Europe until today militarism was used to amass wealth. Whether it is the Mongols who overran Asia Minor and Europe or the English who laid siege to the Chinese Ports to sell Opium in their country, military might was invariably used for the wrong purpose (Taylor et al, 1992). The same has happened with the US when they wanted to sell arms and military equipment, creating war became a necessity. Again military might came in handy every time, when the US businesses wanted to make more money. Human society throughout the world has experienced this skewed thought process at one time or the other. In order to get the best deals for their business, whether it is the English or the French or Spanish or for that matter any colonizing country has made use of the military might. And the maxim, might is right has been right. History is replete with incidents that were portrait to the advantage of the victor and almost always to the disadvantage of the loser or to the person who does not have the required clout with the media. 3. Media and the Chomsky Propaganda model Chomsky's Propaganda model states five different causes that affect the media coverage and propaganda. Its five filters in the following, 1, Ownership: Ownership of every media through a multitude of its shareholder population is greatly influential on the performance of the media and its output. Chomsky and Herman argue that 'all mainstream media outlets are embodied in large corporations', which are normally a part of much larger conglomerates that are pretty influential on the performance of the media. With the profit centered market economy in place, it is necessary for the media to perform in line with the thoughts of their owners. 2, Funding: Mainstream media is dependent on advertising for its survival and the revenue that flows from it is very essential for the media. Before any news is printed on the media, it goes through this filter to ensure that it does not hurt any of the funding agencies or advertisers. This becomes a necessity for the media for its very survival and t herefore, the media needs to be more lenient to the funding agency and cannot bend itself to hurt people there. Moreover, the media is expected to popularize the current trend of incorporating advertisements as part of the story that is run by the media. 3, Sourcing: The information source for the media is from major companies or governmental sources. These need to be kept happy in order to get continuous and on going information. For instance, a crime magazine needs the help of the police for continuous news to keep their magazine interesting and accurate. This is also needed for timely

To improve outage times, the company needs to let vendors be able to Research Proposal

To improve outage times, the company needs to let vendors be able to connect to their equipment by the internet - Research Proposal Example As a result, sustaining competition, addressing consumer needs, and remaining relevant in the dynamic market and business environment requires strategic information technology procedures and strategies. Technology in its basic terms has evolved to be the avenue and platform upon which modern businesses possess the ability to succeed or fail (Anonymous, 2006). Therefore, this research project will investigate and evaluate how internet connectivity, specifically with regard to vendor equipment results into improvements and reduction of outage time. Research Questions In order to have clear and well defined research strategy, research questions always act to provide guidance and limits in which the research can be carried out. Therefore, research questions for this project include: What is the importance of internet connectivity in a company? Why is it necessary to integrate and connect vendor equipment to the internet in the organization? What are challenges to this process? How can th e challenges be addressed? Significance of Research It is observed that in order to improve the functionability of companies systems, there is great need to integrate vendor equipment in the entire system of the organization. Such integration calls for internet connectivity of vendor equipment. ... Therefore, in undertaking this research, the aim is to identify and explain how integration of vendor equipment to internet connectivity is necessary and how well the company can benefit from the entire venture. Relevant Literature Internet today is seen to be a necessity, a broad shift from the recent past where internet was seen as an option. For companies and other organizations to navigate through the dynamic business environment, there is religious need to embrace information technology that will connect the companies to the outside world. At the same time, internet connectivity in an organization should not just be in one area or department but it has to incorporate different departments in the organization and also employees should be part of this connectivity (InfoWorld, 2001). Today, communication in most organization is drastically changing where the old forms and tools of communication are being replaced by new communication tools such as e-mails and websites (Silverstein, 2001). In this way, presence of internet and proper internet connectivity provides opportunity for the company to integrate its business activities and processes which in turn enable the company to carry out its functions in the most effective and efficient way. Some benefits of the internet make its usage anywhere regardless of the company, to motivate numerous people and organizations to have desire to adopt it. For example, with internet exchange of e-mails with different people who are stakeholders to the business become easy and at faster rate (Silverstein, 2001). At the same time, company’s employees and other stakeholders can be able to remain in contact with the

Time Value Analysis And The Attractiveness Of Alternative Investments Finance Essay

Time Value Analysis And The Attractiveness Of Alternative Investments Finance Essay Time value analysis The time value analysis can provide the healthcare manager with the necessary information to make important decisions concerning financial strategies. The calculations of future cash flows at specific times are used to determine the attractiveness of alternative investments. The major limitation of the time value analysis is that a small change in cash flow may result in a distorted assessment of a potential investment. Incremental cash flows should be estimated with great care to consider only those that could change if a project or investment is accepted. The time value analysis of the Pensacola Surgery Centers will explore the companys investment opportunities. The company has $50,000 in cash to invest in marketable securities. The option to invest in a bank certificate of deposit (CD) that return interest after 6 months to five years. The earned interest would be reinvested at its maturity date. The future value of a one year CD that pays 10 percent annual interest will total $55,000 at maturity (Table 1). The future value of a one year CD that pays 5 percent or 15 percent will total $52,500 and 57,500 respectively. The other considerations are the banks procedure of compounding the interest. The BankSouth offers a one year CD at 10 percent interest that is compounded semi-annually. This effective annual rate of 10.25 percent will yield a higher total of $55,125 that the annual CD. The Bank of America offers a 10 percent Certificate of Deposit (CD) $50,0000 Investment 10% Annual Interest 10% Semi-Annual Interest (10.25% effective) 10% Daily Interest (10.52% effective) 1-Year CD $55,000.00 $55,125.00 $55,257.79 5-Year CD $80,525.50 $81,444.73 $82,430.42 Table 1: Certificate of Deposit Summary. CD that compounds daily. This results in a higher yield of $55,258 with an effective annual rate of 10.52 percent. The BankSouth will likely offer a competitive rate on its semi-annual compounding CD of 10.3 percent to yield a total of $55,283. The effective annual rate becomes 10.57 percent. The Pensacola Surgery Centers can place $50,000 cash in a five year CD, and have the potential to significantly increase the earned interest. This will not allow other investments to utilize these funds during this five year period. The five year CD with interest compounded annually yields $80,525. The semi-annual interest CD totals $81,144.73, and the daily interest CD yields $82.430. The surgery clinic has the financial goal of having $200,000 available for the purchase of a patient billing system in five years. If the clinic invested a lump sum in a one year CD with 10 percent annual interest, it would need to deposit $124,184.26 today. Another choice would require the deposit of $100,000 in a five year CD with an annual 15 percent interest to result in the necessary $200,000 in funds. The Pensacola Surgery Center may consider the option of an ordinary annuity to build the funds necessary for the computer application. The ability to make yearly payments to the account rather than an initial lump sum will decrease the amount of cash flow deterred from other investment opportunities. If five annual payments of $32,000 are paid at the end of each year, the present value result is $121,305 with an annual opportunity cost of 10 percent. The increase to $138,543 will result if the interest is compounded semi-annually. The future value of the annuity that pays 10 percent interest annually is $195,363, and decreased to $176,820 if compounded semi-annually. The annual interest necessary to accumulate the necessary $200,000, by making the $32,000 yearly payments, is 11 percent. Alternatively, the annual payment of $32,759.50 with 10 percent interest is needed to reach the $200,000 in funds. If the payments are changed to $16,000 every six months, starting six months from tod ay, the future value would total $254,999 with 10 percent annual interest (Table 2). The future value of the payments with 10 percent interest compounded semi-annually yields $201,246. The $16,000 semi-annual payment schedule will accumulate the necessary funds for the capital expenditure. Annuities $16,000 Semi-Annual Payments Future Value 10 % Annual Interest Future Value 10% Semi-Annual Interest Ordinary Annuity $254,998.79 $201,246.28 Annuity Due $280,498.67 $211,308.59 Table 2: Future Value of Annuities Summary. The annuity due type is when the payments are made at the beginning of the period. This type of annuity will result in the maturity one period past the final payment. The present value of the same five annual $32,000 payments will yield $133,436 with an opportunity cost of 10 percent annually. The utilization of a 10 percent semi-annual interest rate will result in $145,470. The future value of the annuity if 10 percent annual interest is paid yields $214,899, and with 10 percent semi-annually the result is decreased to $185,661. The annual interest rate of 8 percent is needed to accumulate the required $200,000 funds with the yearly $32,000 payments. The reduced yearly payment of $29,781 is needed for an annuity with a 10 percent annual rate. The change of the payments to $16,000 every six months results in $280,499 in an annuity that compounds at 10 percent annually. This is decreased to $211,309 if the 10 percent interest is semi-annual. The annuity due with semi-annual payments r esults in a greater accumulation of funds necessary for the computer billing upgrade. The Pensacola Surgery Centers would like to lease out extra space at one location for the term of five years. This venture will cost an estimated $40,000 in initial renovations. The net present value (NPV) of the estimated lease cash flow totals $58,618 (Table 3). The future value of the five year lease cash flow is expected to total $76,223 when invested at 10 percent annually. The present value of this total yields only $47,329 (difference of $11,289) when compared to the NPV calculated initially. The inconsistency of the time value analysis is due to the incremental changes that may become magnified with end results. The manager must use reasonable judgment when interpreting these calculated results. End of Year Net Cash Flow 1 $12,000 2 $14,000 3 $ 2,000 4 $16,000 5 $20,000 Table 3: Estimated Lease Cash Flow The further analysis of the lease will determine the dollar return on the investment and include the cost of the renovations. The return on investment (ROI) of the lease cash flow and the renovations total $39,390. The percentage rate of return utilizes the internal rate of return (IRR) calculation. The expected rate of return is 16 percent which exceeds the 10 percent opportunity cost by 6 percent. The ROI calculations support the clinics financial investment in the lease agreement. The contingency plan if the clinic is unable to accumulate the $200,000 necessary for the computer improvements will require them to borrow the funds. The loan will require yearly payments of $63,094.16 for four years at 10 percent interest (Table 4). The total interest plus principal paid at the end of the loan is $252,376.64. The business will be able to deduct the yearly interest payments on their income taxes for a total of $52,376.64. $200,000 Loan Year Payment Interest Repayment of Principle 1 $ 63,094.16 $20,000.00 $ 43,094.16 2 $ 63,094.16 $15,690.58 $ 47,403.58 3 $ 63,094.16 $10,950.23 $ 52,143.93 4 $ 63,094.16 $ 5,735.83 $ 57,358.33 Total $252,376.64 $52,376.64 $200,000.00 Table 4: Loan Amortization Schedule The utilization of time value analysis aids in the financial decision making processes of the businesss investment management. The calculations attempt to represent the opportunity cost of these potential investments. The discount rate used to conduct the analysis should reflect the risk associated with the investment and the risk of the organization. Good decisions are based on the understanding of the businesss financial strategies, and the appropriateness of the analysis to these objectives. The post completion review of investment decisions should be conduct to assess the processes and results.

For Whom The Bell Tolls :: essays research papers

Part II The title For Whom the Bell Tolls symbolizes the uncertainty of life and destiny, where the main character in this story finds himself in a series of unpredictable situations that are beyond his control. The only certain event in life is death and knowing that this may happen to anyone at any time, renders the protagonist powerless against destiny, which he approaches with a fatalistic disposition. Part III For Whom the Bell Tolls takes place in Spain, during the bloody civil war, between the years of 1938 and 1942. It unravels among people who live in the rural mountain areas of Spain. They were forced to kill others in order to survive and to defend their country from fascist. The environment where the actions unfolds are the roughed mountains. A lot of killing takes place in this story. It certainly was a time of fear and desperation. Many heroic military deeds are depicted here: Robert Jordan and his group of internationalists sabotaged bridges, trains and building. Lots of peasants are starved, tortured and killed, and many children were left orphaned. Part IV 1 "He lay flat on the brown, pine-needle floor of the forest, his chin on his folded arms, and high overhead the wind blew in the tops of the pine tree"(p.1) 2 "He crosses the stream, picked a double handful, washed the muddy roots clean in the current and then sat down again beside his pack and ate the clean, cool green leaves and the crisp, peppery-tasting stalks"(p.12) 3 "Robert Jordan breathed deeply of the clear night air of the mountains that smelled of the pines and of the dew grass in the meadow by the stream. Dew had fallen heavily sin the wind had dropped."(p.64) 4 "Now the morning was late May, the sky was high and clear and the wind blew warm on Robert Jordan’s shoulders."(p.311) 5 "Then he heard the far-off, distant throbbing and, looking up, he saw the planes"(p.329) 6 " Sweeeish-crack-boom! It came, the swishing like the noise of a rocket and there was another up-pulsing of dirt and smoke farther up the hillside"(p.494) 7 "The others came behind him and Robert Jordan saw them crossing the road and slamming on up the green slope and heard the machine gun hammer at the bridge"(p.505) 8 "He looked very carefully around the withers of the dead horse and there was a quick hammering of firing from behind a boulder well down the slope and he heard the bullets from the submachine gun thud into the horse"(p.